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Today's Featured Rates

(Please click on either the rate or the APR for additional information related to that rate.)

Mortgage Loans
15 Year Fixed Rate
 Rate  APR  Points
 3.375%  3.593%  1.000%
 3.625%  3.697%  0.000%
30 Year Fixed Rate
 Rate  APR  Points
 4.125%  4.272%  1.000%
 4.250%  4.313%  0.000%
Rural Development Guaranteed Loan
 Rate  APR  Points
 4.250%  4.841%  1.000%
Home Equity
Home Equity Line of Credit - Interest Only Payment
 Rate  APR  Points
 4.000%  4.000%  0.000%

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Mortgage Center

Applying online is as easy as 1-2-3.
You can apply now in as little as 20 minutes.

  1. Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed for instant online approval.
  3. A Northern Michigan Bank & Trust Loan Officer will follow up to answer your questions.

Our goal is to provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at one of our branch offices:

  • Escanaba 906-786-0220
  • Marquette 906-228-7300
  • Ishpeming 906-486-4967
  • Iron Mountain 906-774-7900
SERVING:    Escanaba    Marquette    Ishpeming   Kingsford    Bark River    Gladstone    Iron Mountain
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